Monday, February 11, 2008

Saving money

I am sorry that I haven't blogged in so long. I have been quite busy lately with sick kids, friends from out of state visiting and life. So to Kathy and Emily and a few others who have mentioned that they are tired of seeing my dinner recipe post............here's a new one!

I know I mentioned that I like Hillbilly housewife. I was on the sight tonight and she has a section called lunch box basics. I had to really think about what she broke down for spending money on lunches. My husband eats at school for $3 a day. I have often thought that this is cheap enough. Lunch for $15 a week. Not bad. However, when I saw it broken down that the average lunch made from home (which is healthier than lunch out) only costs about $1 per day, I realized that we could have a decent savings account at the end of the school year. $2 a day times 180 school days is a $360 savings. If he worked through the summer, it would be a total of $480. WOW!

This brought me to another thought, I wonder how many things you could cut corners with on a daily or weekly basis that would not hurt the comforts of life to much but over a period of time could make a significant difference? I am sure there are a few for us. This brings me to another thought. Crown ministries has a service called Mvelopes. It actually budgets your money for you using the old fashioned envelope system. The neat thing is that it is all on the computer. I have really found it helpful. They run a 30 day trial for free. Check it out! It's a neat idea.
This isn't the most exciting post but I thought I'd share a few ideas on how to save and cut corners without to much thought. Maybe we could all afford a nice family vacation by packing lunches!